Tuesday, December 12, 2017

Health Insurance

Health Insurance cover on Gozo with AXA PPP healthcare ltd

 

Your health is your most valuable asset. However, health insurance tends to be complicated, and it can be difficult to understand exactly what you are covered for.

 

There are three levels levels of Health Insurance cover.

 

  • New Private Clinic Plan
  • New Private Hospital Plan
  • New International Plan

 

Optional cover and extensions can be added to the standard policy benefits to tailor for individual requirements.

 

New Private Clinic Plan – This plan is aimed at providing limited cover for treatment in private clinics or hospitals and benefits may also be used overseas. The plan also provides cover for out-patient benefits including consultations with GPs and specialists. Please refer to the Summary section for further information.

 

New Private Hospital Plan – This plan is designed to cover treatment carried out in local supporting private hospitals, with a direct settlement service. Also includes limited benefits for treatment in overseas hospitals, cover for GP and specialist consultations, and full refund for out-patient specialist-referred CT and MRI scans. Please refer to the Summary section for full information.

 

New International Plan – This plan provides cover for treatment anywhere in the world (except USA and Canada), with direct settlement services available  with a wide network of supporting hospitals worldwide. It also includes international repatriation and emergency evacuation services. Out-patient benefits include cover for GP consultations, prescribed drugs and dressings, and full refund for specialist consultations and diagnostic tests. Please refer to the Summary section for full information.

 

 

 

 

J. Debrincat Ltd is a Tied Insurance Intermediary for AXA PPP healthcare ltd and is regulated by the Malta Financial Services Authority Enrolment No: C30546

 

Atlas Healthcare Insurance Agency to act as agents for AXA PPP healthcare limited.

 

AXA PPP healthcare is represented in Malta by Atlas Healthcare Insurance Agency which is a subsidiary of the Atlas Insurance Group.

 

Motor Insurance

Debrincat we offer motor insurance cover through Atlas Insurance PCC Limited. Atlas motor policies offer 3 levels of insurance:

Comprehensive  -  Third Party Fire & Theft  - Third Party Only - All our motor insurance policies include insurance for the following liability limits following a motor accident in Malta as well as in all EU countries

    Death/Injury to other people including passengers, paying up to €2,500,000
    Damage to property, paying up to €500,000

We offer high quality insurance coverage to all our clients, with advantageous premium on certain policies for

    Careful drivers – offering up to 65% No Claim Discount
    Driving restriction to 2 named drivers on private cars
    Multiple vehicles insured
    Limited mileage
    Higher Policy excess options for comprehensive cover

We offer various Options on Discounts.

Our Comprehensive Private Car Policy also covers your car for accidental and malicious damage, fire, theft, floods and storms together with the following FREE benefits

    24 hour roadside assistance by Atlas RoadAssist (by RMF)
    Protection of no claim discount on reaching 65%
    Car Hire up to €100 following a motor accident
    No additional charge up to 30 days when travelling in the EU (own damage cover)
    All fitted entertainment equipment up to €350
    Loss of keys up to €500
    Legal assistance for uninsured losses up to €1,000
    Accidental damage to glass up to €500 (including windscreens)
    Personal effects up to €250
    No deduction for depreciation during the first year of insurance
    Personal accident cover to named drivers

Our Third Party Fire & Theft Private Car Policy also covers your car  for fire and theft together with the following FREE benefits

    Maximum no claim discount of 65%
    No additional charge up to 30 days when travelling in the EU (fire & theft cover)
    All fitted entertainment equipment up to €350
    Loss of keys up to €500
    Legal Assistance for uninsured losses up to €1,000
    No deduction for depreciation during the first year of insurance

Great benefit available at a nominal additional cost

24 hour roadside assistance by Atlas RoadAssist (by RMF) is also available at a reduced cost on

    Private cars insured for third party fire & theft and third party only
    All Commercial vehicles up to 3.5 tonnage (all covers)
    All motorcycles (all covers)

J. Debrincat Limited is a Tied Insurance Intermediary for Atlas Insurance PCC Limited for General insurance and is regulated by the Malta Financial Services Authority Enrollment No C30546

Atlas Insurance PCC Limited, a cell company, to transact general insurance business; the non-cellular assets of the company may be used to meet losses incurred by the cells in excess of their assets.

House Insurance

Insure your home and its contents with Homeplan and you can benefit from:

 

 

  • Excellent Rates
  • A simple, easy to understand policy with flexible format
  • Loyalty, senior citizen and burglar alarm discounts
  • Full theft cover insuring you against thefts committed without forcible/violent entry to/exit from the premises, giving you a better level of standard cover
  • New for old basis of claims settlement
  • Excellent FREE additional benefitsincluding:
    • personal liability for damages to the public up to €600,000
    • accidental damage to home entertainment equipment,
    • accidental damage to fixed glass, mirrors and ceramic hobs

 

Summary of Cover

  • Insurance for building and contents against damage caused by fire, smoke damage, explosion, lightning, earthquake, storm, flood, riot, malicious persons, escape of water from burst pipes or tanks or of oil including trace and access, theft, collision by vehicles or animals, collapse of aerials, falling trees, poles and posts
  • Plus there's cover under Contents for Liability following loss of credit cards in Malta, replacement of locks, money, frozen food, loss of money, contents temporarily removed and in transit, property in the open, accidental damage to mirrors, fixed glass in furniture and hobs, tenants liability, christmas/wedding presents, metered water and oil, documents, accidental damage to home entertainment equipment.
  • And there's cover under Buildings for accidental damage to fixed glass in windows, ceramic hobs, fixed sanitaryware and bathroom fittings, underground pipes and cables. Buildings cover also includes architects’ fees and debris removal in the case of damage to building as well as rent and alternative accommodation.
  • Automatic death benefit of €7,000
  • The policy has several options for Personal Belongings, Personal Accident and Caravan
  • Benefits include full theft cover, "new for old' basis of claims settlement, free personal liability cover up to €600,000 plus if you insure your Contents and employ domestic staff, cover is provided for your liability in respect of bodily injury to staff.

J. Debrincat Limited is a Tied Insurance Intermediary for Atlas Insurance PCC Limited for General insurance and is regulated by the Malta Financial Services Authority Enrollment No C30546

Atlas Insurance PCC Limited, a cell company, to transact general insurance business; the non-cellular assets of the company may be used to meet losses incurred by the cells in excess of their assets.